by Ryan Osborn | Jul 24, 2015 | Blacklisted Loans
After the Monetary Policy Committee (MPC) meeting, newly appointed South African Reserve Bank (Sarb) Governor, Lesetja Kganyago announced a July rate hike by 0.25% or 25 basis points. 4 MPC members favoured a 0.25% repo rate increase, while 2 MPC members were in...
by Ryan Osborn | Mar 2, 2015 | Blacklisted Loans
Applying for a Blacklisted Loan – How Does It Work? Viva Le Digital Age The internet is continually sculpting and rerouting every facet of the way we communicate, socialise and conduct business. However, in recent times, it has begun to dissolve the...
by Ryan Osborn | Feb 18, 2015 | Blacklisted Loans
If you are wondering about Blacklisted Loans and The National Credit Act (NCA), you may be interested to know that the term ‘blacklisted’ is not used in the NCA. Though it is often used in the lay context to identify a person who has a negative credit score or bad...
by Ryan Osborn | Feb 18, 2015 | Blacklisted Loans
Do you know exactly how being blacklisted affects you? The term, ‘blacklisted’ can be pretty misleading, in that it implies you have been added to some sort of naughty list when, in fact, there is no dark, ominous ‘Black List’. The truth is all credit users have a...
by Ryan Osborn | Feb 18, 2015 | Blacklisted Loans
You may be wondering how to check if you are blacklisted. Well, how it works is each credit bureau is required to provide you with one free credit report per year, should you request a copy. If you ask to be sent more than one credit report in a year, it will cost...
by Ryan Osborn | Feb 18, 2015 | Blacklisted Loans
How do you get clearance from being blacklisted? Committing yourself to getting clearance from being blacklisted is a very big step and will take you half the way there – so stick to that vow, stay motivated and take it one day at a time and, before you know it, you...