Blacklisted Loans Strategies
Personalised strategies for the blacklisted
We, at Blacklist Loans realise that many credit impaired individuals depend on blacklisted loans for a number of pressing reasons, including business expansion, emergency expenses, consolidation loans, financing assets and many other essential personal financial needs.
So, if you have a bad credit record and are thinking about taking out a loan, it is vital that you contact us so we can inform you of the variety of blacklisted loans strategies available to you, before you commit to a credit agreement that you can’t afford.
We strongly suggest you get one of our debt counsellors to look over the repayment options detailed in any credit agreement you are considering entering into, as you could end up defaulting on your instalments if they are unrealistically steep, entail hidden fees or charge excessive interest.
Furthermore, our blacklisted loans strategies ensure that your loan is paid off in the shortest amount of time that is realistically possible, in order to reduce the total interest payable.
Knowing your rights is the best of all blacklisted loans strategies
It is unlawful for your lender NOT to provide you with access to
- A quotation and pre-credit agreement that details all amounts payable and information concerning the agreement
- All documentation relating to the loan after the agreement has been signed by all parties
- All documents written in your own language, in a simple, easily understandable format
The National Credit Act aims to protect the consumer from
- Becoming over-indebted
- Dishonest financial methods
- Credit systems that do not enforce accountability and transparency
Remember, no matter how serious your financial situation is, it is unlawful for lenders to take advantage of you and press you for money you don’t have.
That’s why the smartest of all blacklisted loans strategies is to know your rights as a consumer and, if you are ever uncertain, to contact us for debt counselling assistance immediately.
Call us on 087 702 5445 or fill in our simple online application form to find out about blacklisted loans strategies that will work for you.